Professional Indemnity Australia Professional Indemnity Insurance Calculator

Estimate your professional indemnity insurance needs with our Professional Indemnity Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.

Calculator results are estimates only and not quotes. Actual quotes will be provided by a licensed broker after you submit an enquiry.

Professional Indemnity – Limit Recommendation Calculator

Choose an appropriate limit of indemnity for your profession (e.g., $1m, $2m, $5m, $10m, $20m). This planner uses transparent heuristics based on your services, fees and contractual needs. It does not estimate premiums.

Professional profile

Profession

Annual fees/turnover ($)

Largest single project/engagement value ($) Contract value or value at risk influenced by your advice/design.

Typical client

Services & exposure

Do you provide design/specification or certification?

Outsourcing/subcontracting

Regulated/sensitive data handled? Increases third‑party loss exposure (privacy breach, confidentiality errors).

Jurisdictions served

Contracts & history

Minimum limit required by contracts/regulators

Claims in last 5 years?

Retroactive exposure (years) Longer retro periods increase tail risk on a claims‑made policy.

Are you on panels/preferred supplier lists?

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